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In the past, people utilized credit cards to build their credit history, which could help them qualify for a mortgage for a new house. Even today, many people are applying for any credit card just to maintain their credit score. They are not aware of the many other benefits that credit cards could provide them. Did you know that credit cards can also help you earn rewards and points that you can redeem for travel, cashback, or other perks?

Have you ever heard someone talk about “the credit card points game”? Maximizing credit card reward systems and points can help you get the most out of your credit cards, and it's a great way to save money and earn valuable benefits (especially if you are a frequent traveler). I would define a frequent traveler as someone who goes on more than four domestic/international trips a year. Here we will explore some of the top credit cards I’ve used and how I utilized their reward systems to travel around the world. I’ve also share tips and tricks on how to use your points wisely and maximize your benefits.

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